Direct Lender Payday Loans Online Guaranteed Approval No Matter What

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If you have found yourself landed in a tricky financial solution and you have bad or poor credit, perhaps you would think to cut off some of your expenses, sell expensive possessions or apply for a personal loan. But we all know how hard it is to qualify for a personal loan with bad credit. So, another option for you here is a short-term cash advance also know as payday loan.

Guaranteed payday loans no matter what direct lender works much like a personal loan and is used to cover immediate cash needs until your next payday. They are considered as quickest and ideal for handling unexpected expenses like car repairs, medical expenses, or sudden job loss. Moreover, they come with a guaranteed approval for any credit score.

Do Instant Payday Loans Guaranteed Approval Really Exist?

If you meet the basic qualification criteria, then getting a payday loan approval instantly is very convenient. The basic eligibility points are as follows:

  • An applicant must be 18 years old.
  • An applicant must be a U.S. citizen.
  • The borrower must have verified income source.
  • The borrower must have an active checking account.
  • An applicant must posses valid address and an ID.

Apart from this no other documentation is required and the borrowers are not asked to fax any documents. However, different lenders may have different qualification criteria, so its better to confirm their application procedure before submitting any loan application with them.

1 hour payday loans no credit check works in very simple steps. Generally, once the Guaranteed payday loans no matter what direct lender application form is submitted, a soft credit check is run that is not reflected on credit bureau reports. Once it is done, the application is matched to a suitable lender which sends the approval decision is less than one hours and cash is transferred within 24 business hours.

These loans are entirely legitimate as they work in the same way as regular persona loans.

Pros And Cons of Guaranteed Approval Online Payday Loans

Online short-term loans can be extremely helpful, but they do come with some pros and cons. Hence, it is very important to understand their advantages and disadvantages before submitting loan request.


Fast Cash Access – Most payday lenders promise to grant the access of requested loan amount within a day or two. That’s why these loans are also known as quick cash loans.

Easy Application Process – Payday loans are both easy to apply and access which makes them ideal financial solution to take care of emergency expenses. All you need to do is fill out an online application form with basic personal information. Then the request is matched with a direct payday lender and the loan decision is granted.

Basic Eligibility Requirements – Online small term loans have very fewer eligibility requirements for approval. If an applicant is 18 years old and U.S. citizen, have a income proof and active bank account then you can easily qualify for a payday loan.


Higher Interest Rates – Though, payday loans are the quickest financial solutions they tend to have higher interest rates attached which make them way too expensive. As per Consumer Financial Protection Bureau (CFPB), a U.S. government agency, the APR on regular personal loans can range from 12-30%, but for payday loans, the APR can be in the triple figures. However, there are interest rate caps in some state laws which decides the maximum fee that payday lenders can charge.

Loan Cycle – Because of their easy availability, some consumers make it a habit to borrow these loans every time they face any expense. Due to this, some people fail to make repayment on time and to get rid of one loan they tend borrow another and so on, eventually getting stuck in a debt cycle.

Payday Loans Do Not Help You Build Credit – It’s a myth that payday loans help in improving credit score. When it is true that payday lenders do not perform hard credit check and do not report to credit bureaus then how they help in building credit. So, do not believe if anyone guarantees you that.

If you understand above plus and negative points about these loans and have made your decision, then you can start online application process now at Once the application is approved with one of our direct lenders, you will just need to sign the documents electronically and the funds would be allocated into your given bank account once the signed documents are received.