Disclaimer Payday Loans Texas TX?
www.paydaytx.com is not a lender and does not make loans or credit decisions. www.paydaytx.com provides a matching service only and is not acting as a representative, agent, or correspondent for any service provider or lender. www.paydaytx.com does not endorse any particular service provider, lender, or loan product. You are under no obligation to use www.paydaytx.com’s service to initiate contact with, apply for credit from, or accept any loan product from any service provider or lender. This service is not available in all states.
There is no fee for you to submit a loan request at www.paydaytx.com. www.paydaytx.com is not a lender and does not provide lending services. Based on the information you submit, www.paydaytx.com will search its vast network of authorized lenders in order to match you with a lender that may be able to serve your needs.
If your loan request is accepted by a Payday Loans Texas TX lender, you will be redirected to an e-signature page on the lender’s website. All fees and rate information charged by the lender should be disclosed to you at that time. You should carefully and thoroughly review the fees and rate information provided by the lender before agreeing to the terms of the loan or signing any documents. You are under no obligation to accept the terms.
www.paydaytx.com is not a lender and does not make loans or credit decisions. www.paydaytx.com provides a matching service only and is not acting as a representative, agent, or correspondent for any service provider or lender. www.paydaytx.com does not endorse any particular service provider, lender, or loan product. You are under no obligation to use www.paydaytx.com’s service to initiate contact with, apply for credit from, or accept any loan product from any service provider or lender. This service is not available in all states.
There is no fee for you to submit a loan request at www.paydaytx.com. www.paydaytx.com is not a lender and does not provide lending services. Based on the information you submit, www.paydaytx.com will search its vast network of authorized lenders in order to match you with a lender that may be able to serve your needs.
If your loan request is accepted by a Payday Loans Texas TX lender, you will be redirected to an e-signature page on the lender’s website. All fees and rate information charged by the lender should be disclosed to you at that time. You should carefully and thoroughly review the fees and rate information provided by the lender before agreeing to the terms of the loan or signing any documents. You are under no obligation to accept the terms.
If you decide the loan terms provided by the lender are acceptable and wish to proceed, you may e-signature the document evidencing your agreement with those terms. Upon signing, you will enter into a legally binding contract with the lender and will be responsible for all costs and risks associated with the contract. Your contractual obligations are to the lender, and not to www.paydaytx.com. Please remember that the loan fees and interest rates you agree to are determined solely by the lender and not www.paydaytx.com.
Cash advances (including payday loans) are intended as short-term financial relief and are not long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. You are encouraged to consult the Rates and Fees page of this website to learn more about the risks involved with cash advances. You also should review local laws and regulations governing cash advances and explore possible alternatives to a short term loan.
www.paydaytx.com is not available in all states. www.paydaytx.com specifically does not offer or solicit cash advances in Arizona, Arkansas, Georgia, Massachusetts, New York, Pennsylvania, West Virginia, Virginia, Ohio or in other states where prohibited by law. Prohibited states may change at any time and without notice to you. As between you and www.paydaytx.com, all such interaction is deemed to have taken place in the state of California regardless of where you access the website.
www.paydaytx.com does not guarantee that your loan request will be accepted by an authorized lender or other service provider. If you are offered a loan, www.paydaytx.com does not guarantee that the fees and rates will be acceptable to you or that your loan will be funded. All decisions relating to your loan are the lenders’ decisions, not www.paydaytx.com’s.
In most cases, lenders and other service providers will not require credit scores from the three major credit reporting bureaus (Experian, Equifax, and TransUnion). Most lenders and other service providers will perform credit checks through alternative providers such as Teletrack, DP Bureau or others. These types of non-traditional credit checks usually will not affect your credit score. By submitting your loan request, you consent to the use of alternative credit checks by www.paydaytx.com, its network of lenders and their service providers.
Representative APR 391%:
Average APR for this type of loans is 391%. Let’s say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.
Implications of Non-payment:
Some lenders in our network may automatically roll over your existing loan for another two weeks if you don’t pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to fol
Important Disclosures. Please Read Carefully.
The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
This website is not an offer to lend. This website is not a lender and does not make loan or credit decisions. This website connects interested persons with a lender from its network of approved lenders. This website does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. This website receives compensation from its lenders, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, this website’s service is always free to you.
This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where this website does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
This website does not pull your credit or look at your creditworthiness, but responsible lenders will. By submitting your information to this website, you are giving lenders in this website’s network permission to verify your social security number, driver license number or other identification, and to review your creditworthiness by pulling your credit history from major credit bureaus such as Experian, Equifax and Trans Union and from alternative credit bureaus such as Teletrack or DP Bureau.
Lender’s Disclosure of Terms.
The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lender’s internal policies, underwriting criteria and applicable law. This website has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Late Payments Hurt Your Credit Score
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.